What Documents Should I put in my Fire Safe?

When considering the purchase of a fireproof safe or fire file cabinet there are many documents that can be stored to protect from disaster. Some of these includes the deed to your home, vehicle or recreational vehicle titles as well as insurance papers such as house, car and life insurance.

Many of our clients also choose to store social security cards and birth certificates. Remember that these documents are required for obtaining a passport should you need one. Another important consideration are tax records which you should keep for a minimum of seven years or if you are business these are needed for up to 10 years.

One of the most important considerations are the UL fire ratings of your safe or fireproof file cabinet. Computer media should be kept in a safe with a UL 125 rating or better (plastic begins to melt at temperatures higher than 125 degrees F).

Insurance Documents for your House, Cars and Life (term, whole, etc)
Social Security cards & birth certificates
Deeds and titles to vehicles
Tax Records (both Federal and State) for the last 7-10 years
Wills
Trust Documents

1TB External Hard Drive

For those of you in the market for some external hard drive storage, it would be best for you to consider all brands and compare the pros and cons. For about the same price as a regular external hard drive you can get a fireproof waterproof ioSafe Solo. With 500GB hard drive and up to 1.5 TB of data storage capacity and a plug and play USB 2.0 interface this is a no brainer....No matter if you are storing family photos, videos or business data, it's worth backing up and protecting. Like other ioSafe disk drives, the ioSafe Solo uses ioSafe patented technology including FloSafe air flow cooling, HydroSafe waterproof barriers and the DataCast fireproof insulation to offer you the most value of any external hard drive on the market.

Self Service Pricing

New pricing is now in effect for all fireproof safes, fire file cabinets, paper shredders and GSA Approved Containers – the best news is that pricing has been lowered on nearly every product. Package discounts are available on every purchase of a GSA Approved safe or file cabinet with a Dahle Paper Shredder, valued at over $200.00.

You can get a Self-Service Price Quote for safes, fireproof file cabinets and paper shredders without having to contact a sales person or fill out a long form complements of K.L. Security Enterprises, Inc. KL Security uses a service called EchoQuote that provides the back-end quoting engine. Check it out. You will get your quote in seconds with no sales phone calls.

Working for Our Customers

For many small businesses the 2008 year and 2009 has added a new set of challenges to the marketplace. No matter how much time and energy is devoted to marketing through advertising, innovative lead conversion tools will always help our business stay one step ahead of the competition. Generating visitors to the website will always be one of the most cost effective ways to generate B2B leads, and with a tool called Echo Quote, our website visitors can create their own self service price quotes to meet their unique business needs. Every day we strive to increase both our lead generation and quality, with equal importance placed on lead conversion.

On the flip side, Echo Quote has allowed our sales team to customize the process internally, allowing our phone leads to receive custom quotes to their inbox by the time they hang up the receiver. This ‘speed’ differentiator has truly improved our bottom line by being the first in the door. By acting quickly our leads are far more impressed with our customer service and thus more likely to choose our company as their source for safes, file cabinets and hard drives.

We thank all of our customers past and present for choosing KL Security Enterprises, we look forward to continued success and will always make YOU our top priority.

How to use an External Hard drive

Many small business owners and home computer users are just now discovering the need for additional hard drive storage. Typically after a few months or a year of snapping digital photos and video of family, children and friends your primary hard drive will have reach its storage capacity.

When comparing prices and shopping for a hard drive you need to remember that you are simply adding storage capacity to your existing computer, laptop or Mac. There isn't any difficult math or science involved. All external USB drives or firewire hard drives are "plug and play" and by their very design you plug them in and within moments you can storage and organize your data on the external hard drive.

What Does Fire Insurance Cover?

Definitely NOT Your Hard Drive.
Every month as a homeowner or commercial property owner you'll pay premiums to protect your investment (high risk areas will pay even more). Although it would be great if a fire never happened, the risk is there. After you have filed your claim, the insurance policy will be able to replace your furniture and house, but not your family photo album. Digital photos stored on your computer should be backed up no matter what, now you have the option to store these photos in a fire and flood protected (think fire hoses) hard drive. This type of insurance is priceless. How much would you pay to get your hard drive back?

It can be argued that the majority of computer users and business owners do not back up their data at all. Those that do are paying for external hard drives that offer little more than 'blinking lights' and 'flashy packaging,' offering some value but certainly not insurance against fire and flood. ioSafe Solo hard drives have become a trusted brand for data backup by businesses and personal users worldwide. With ISO estimating that fire losses associated with homeowners insurance claims (including FAIR Plans) accounted for 58 percent of total insured fire losses in 2007. (Source: ISO ) fire coverage is an important part of your planning.

The next time you visit your local agent, think about the risk calculator that they are using and consider if your data is also worth protecting.

What is the Cost of Flood Insurance?

There are many ways to assess the true cost of loss from a flood. First you can look at the cost of monthly premiums (determined by a number of factors). This includes the amount and type of coverage being purchased, the location of the building (commercial or residential) and flood zone as well as the design and age of the structure itself.

To determine rates and policy costs you will certainly need to visit your local insurance agent to determine exact costs.

Computer Data and Loss From Flood
What's on your hard drive? This question needs to also be answered when considering your options for flood insurance. Precious family photos and business data are worth backing up and its in your best interest to backup to a hard drive that offers both flood and fire protection. ioSafe, the manufacturer of fire safe and floodproof hard drives offers an elegant and inexpensive way to backup your data and provide protection and coverage that your insurance policy cannot replace - a lost hard drive.

Hard drives are susceptible to damage from water, sprinklers and submersion from a flood, often leaving them inoperable and unrecoverable. By investing in a flood protected hard drive you can recover the third most important part of your home (after your family and pets) and that is your digital photo album and business data.

For more information on Coverage, Loss Paid, Premiums and more - vist the FEMA Website